THE MUST-READ REVIEW of REAGAN GOLD GROUP @RGG_USA

 (https://www.reagangoldgroup.com), Los Angeles, CA

Regan Gold Group (RGG), through salesman, defrauded us the majority of our retirement, comprising of mainly silver, less in gold, and a platinum minority. Our account aggregate return over the past 2 years should have been over 200%. How is it our accounts in total show a 11.5% return, according to employee in RGG's upper management?

After purchase and doing research, we realized we were charged extreme markups on the metals sold to us, including:

Silver markups as high as approx. 531%-546% above spot!

Gold markups as high as approx. 100%-102% above spot!

Platinum markups as high as approx. 146%-191% above spot!

These markups were not clearly delineated given the convoluted pricing scheme including esoteric proof values determined by RGG's “internal database.” We never wanted the product of “proofs”, and we specifically asked for bullion. Thus, we were under the impression we received bullion. Quarterly invoices from the third-party custodian often included pending line items which made interpreting transactions extremely difficult and they were not transparent.

Since the time of our purchases, spot prices have increased materially across all our precious metals. Depending on the metal and purchase date, spot price increases range approximately as follows:

Gold: up to 121% increase!

Silver: up to 248% increase!

Platinum: up to 167% increase!

After further research, we now conclude: much of the industry as a whole is a part of a culture of pervasive fraud, negligence, and deception. A nation cannot survive without sufficient retirement. For example, when asking senior management @RGG_USA, the hypothetical question, would he be comfortable selling grandma precious metals for her IRA retirement at a 90% spread (meaning, RGG takes 90% of grandma's retirement right off the top), he said “Yes.”! They are fine with stealing 90% because they deceived her into simply signing! Additionally, they would buy back proofs near spot value, significantly lower than their reported value per their “internal database”.

Their entire business platform is based on deceiving clients. At the time these transactions occurred, we relied on the representations of our sales advisor, whom we reasonably trusted.

We made the following intentions explicitly clear:

We are not a coin collector

We are seeking the best possible investment value for portfolio growth

The purchases were made strictly for retirement savings

We only wanted bullion. NOT proofs

This devious intent was unmistakable, as the metals were deposited directly into IRA accounts. I reasonably expected to receive products structured to maximize investment value, not products burdened by excessive and unjustified premiums! RGG stole from us hundreds of thousands of dollars! This is happening to countless people across the country!

When we became suspicious of overcharges, we contacted the salesman directly, to go over the value of the different metals we purchased. They gave us the price of one gold American buffalo proof 1 oz. at $6,373.87 in Sept. 2025. Salesman assured us our account was up significantly since we purchased, with account earnings making up for the initial 35% (spread) they took right off the top (the bid/ask spread) of most products. BEWARE of the CONTRACT of 5%-35%.Indeed, most sales were made at taking 35% of our money immediately at the time of purchase.

When asked why our account was so low, one answer was, melt/spot value is less than the actual coins, which we understood, but still this does not account for the majority of loss! We asked them for links (which we never received) to prices of the products to compare anywhere on the internet, so it appears we were overcharged on the products also which explains why the metals in our custodian account were valued at around half of the purchase.

@RGG_USA massively overcharges on selling proofs at a nebulous price no customer can see. Lack of transparency! We are learning this is happening at a large scale in the precious metals IRA industry where people are losing over half of their retirement to these stealing predatory practices. A nation cannot survive these crimes against humanity and intentional scheming sales attacks on people with retirements to destroy them financially, truly a national security risk to have a nation without much retirement.

This critical cause, safeguarding the public's retirement against ruthless lying predators, is exactly what media, politicians, and the government are called to do. These are excellent news opportunities for brave journalists and media. The issue is probably affecting hundreds of thousands of unknowing seniors, and many knowing ones who need help recovering their stolen money.

Grave elderly abuse alert! These companies manipulate their reviews on review websites, and most customers are unaware, and often never understand, they were victims to these crimes. A blessed minority may learn they were frauded when it comes time to liquidate. If they are fortunate enough to be reimbursed what is rightfully theirs, they may be forced into signing an agreement that they cannot tell anyone about the fraud, etc.

If anyone finds this letter skeptical, please reach out to any family or friends who have precious metals IRA accounts and encourage them to look at the account values reported by the custodian of their IRA. Look at the charges of the products on the invoices. Check if those metal products are actually what the customer wanted.

DO NOT RELY on what you are told from the seller of your RGG precious metals as they will intentionally overinflate the value of what you are sold. They are ready with one lie after another to distract, confuse, dismiss, quiet, manipulate, and financially abuse you.

Unlike the stock market exchange, the precious metals IRA industry, is currently unregulated. These companies do not have fiduciary responsibility. Their loyalty is not to their customers but rather to profiting through unethical means. There are a few ethical precious metals IRA companies we are just now discovering, who also have helped us to see fraud by way of comparison, so there is hope for people who want to invest through those moral companies.

BEWARE of positive online comments of RGG as these appear to be written by new clients who had a positive customer experience but do not yet realize their account value is egregiously lower than expected. Most likely have not yet tried to liquidate. Note on RGG's website, there is not a single good review of someone's experience trying to liquidate. Unconscionable!

The concept of investing in precious metals is well substantiated. RGG promotion tactics will mostly focus on how precious metals is a good investment, often referencing respected names in the financial industry. However, any reasonable person would say the stealing, lying, price manipulation, and other tactics committed by certain companies like RGG, when finally exposed, are truly crimes that deserve grave punishment to put an end to this mass scale industry corruption. These felons deserve prison!